How To Pass The Means Test For Chapter 7

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If your income is less than or equal to your state’s average income, then you will be eligible to file under Chapter 7. However, if your income is higher, then you must pass a "means test" to meet.

What Is Bankruptcy, and How Does It Work? – If you don’t pass the means test, you can either try again in six months and see if you qualify for Chapter 7, or otherwise pursue a Chapter 13 bankruptcy. Chapter 13 is a personal reorganization.

Chapter 7 Means TestWHEN TO FILE FOR BANKRUPTCY: THE COMPLETE GUIDE – Photo by Melinda Gimpel Originally Posted On.

Student loans have such a reputation for sticking around after someone files for chapter 7 or chapter 13 bankruptcy that.

your bankruptcy filing documents. You must pass what’s called the undue.

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